Your Personal Retirement Savings Plans - whether in the form of a fund or insurance - can be transferred in whole or in part to one of the IMGA Savings and Retirement Funds.

It is a simple, cost-free process that maintains your plan seniority and all associated tax benefits.

1. Choose what IMGA Savings and Retirement Fund best suits your goals.

2. Choose the Bank - Become a client at one of the banks that distribute our Funds.

3. Complete the transfer request and send it in. Fill in the appropriate form and send it our way. We'll take care of the rest.

No Transfer Costs - Only in cases where the Personal Retirement Savings Plan has a guarantee of capital and/or profitability, is it possible for the management entity to charge a commission for the transfer, which cannot, however, exceed 0.5% of the transferred amount.