INVEST IN YOUR RETIREMENT SAVINGS PLANS FUND TODAY!
The importance of maintaining the standard of living after retirement age as well as the uncertainties about the Social Security system and even the threat of unemployment have contributed to the strengthening of private savings products.
In this new context, unlike other financial products, the Personal Retirement Saving Plans are revealed as a private savings option, in the medium and long term, playing a relevant role in the constitution of retirement supplements.
IM Gestão de Ativos can help you plan your retirement, whether you are in an early or advanced stage of your active life.
Start saving early and on a regular basis
The ideal would be to start your savings for retirement as soon as you enter the labor market, since the sooner you start, the smaller the share of income needed for retirement. Even if the amount is small, save regularly - weekly, monthly or even annually - and try to increase the amount as time goes by.
Enjoy Tax competitiveness
In the case of PRSP, in addition to the tax benefit of deducting the collection of the IRS, the income tax rate may be 8% in certain circumstances, which, compared with a tax rate of 28% applicable to most savings products is frankly beneficial. When savers choose to receive their savings in the form of regular and periodic payments, taxation is reduced, being equated with category H of the IRS, that is, pensions.